I've been a customer of U.S. Bank for seventeen years, but I'm only their customer by default. On my first day at Willamette, several banks had tables in the registration area. I chose U.S. Bank because they were giving away a free Frisbee. That was a foolish choice.
I've had many complaints with U.S. Bank over the years — I'm not going to rehash them here — but I've never bothered to leave. I could blame inertia, I guess. No matter how angry they made me, I was just too lazy to go elsewhere.
U.S. Bank just raised the monthly fee on my checking account from $5 to $7. You might think that it's silly to quibble over 6-1/2 cents a day, but that's the final straw. I'm outta there (if in slow motion).
I can't leave U.S. Bank completely because my home equity loan (also through them) deducts automatically from my checking account. (Wait — maybe I can just make it deduct from another account!) I've got 3-1/2 years left on the home equity loan.
What I can do is begin the transition to a new bank by putting half of my money in a new account. I'll deposit one paycheck each month at U.S. Bank, and one paycheck at the new bank.
What I'd like from you, my trusty readers, are recommendations on banks I should consider. I'd prefer a bank that: does not charge for checking, has free on-line real-time transaction information, has ample automatic teller machines, and, most importantly, does not act like a huge bureaucracy. (U.S. Bank exemplifies the worst in Big Business, in my opinion. They're customer service is a joke.)
My business account is through Wells Fargo, and I've been pleased with their customer service. They're a candidate for my business, but I'd like to hear the pros and cons of other institutions before I make a decision. What about Washington Mutual? What about First Interstate? (Does First Interstate still exist?) What about the local institutions?
On this day at foldedspace.org
2005 — The Rules of Catfight Club The first rule of Catfight Club is, you do not talk about Catfight Club.
2003 — The Hours It's not that I don't have anything to write about, it's just that I'm feeling unfocused. You know?
2002 — Making Prints From Digital Photos Digital photos are convenient for web-related tasks. They're less convenient when you want a physical print of the photograph.