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01 March 2004 — Shopaholic (20)

An open plea: if you have our To Kill a Mockingbird DVD, could you let me know? It's been missing for months, and I've the urge to watch it.


I was in the mall on Friday, redeeming a gift certificate. It's the first time I've been in a mall in months. Years, maybe. Then I went to another mall again yesterday. A game store is going out of business, and they've got stuff for 40% off. How could I resist? Now I've been in a mall twice in three days, when I hadn't been in a mall twice in the three previous years.


This woman I know, she likes to shop. She likes to buy makeup and clothing and purses and shoes. This might not be so bad except that she works at a major department store in a major mall. She gets a large discount in the store where she works, and the temptation is too much to ignore. Her charge card is full and getting fuller. (Imagine what it'd be like if I worked in a bookstore.)

Her husband is always complaining about how much money she spends. He complains so often, and so loudly, that she feels oppressed, has begun to hide her spending from him.

The other day she came home with another new shirt. Her husband bawled her out, but she took it just the same as always. (I can just imagine her arguments, her rationalizations: "Don't you want me to look nice?") Later, when she went to hang the shirt in the closet, the closet organizer collapsed, destroyed by the mass of clothing she'd accumulated. She was forced to pull everything from the closet and to stack it on the bed. It formed a pile that covered half the queen-size mattress about two feet deep.

"I feel sick to my stomach," she told her husband.

"What's wrong?" he asked.

"I didn't know I had this many clothes," she said.

"I knew," he said. "How could you not know?" He shook his head in disbelief.

There's a Mexican family that cleans this couples' house. To make room in the closet, the woman boxed up about $2000 worth of clothing and gave it to them. Again, her husband was flabbergasted. "How could you do that?" he asked. "Why not return them?" Apparently they were too old to return. "Then why not sell them in a consignment shop? Or, at the very least, donate them to Goodwill so we can get a tax write-off."

Eventually, the woman agreed to return some of her most recent purchases. Last night, she went out with her mother to make the returns. They were gone for two hours. Her husband became suspicious.

"What did you buy?" he asked when they came home.

"We didn't buy anything," she said.

"How could it take two hours just to make those returns?" he asked, but she denied having bought anything. Then, this morning, he discovered the receipt for a $500 purse. He was flabbergasted. He woke her and confronted her.

"Didn't you just buy a $200 purse a couple of weeks ago?" he asked.

"Yes," she said.

"And didn't you just buy a new Coach purse last week?" he asked.

"Yes," she said.

"Then why did you spend $500 on another purse?" he asked.

"I only spent $100," she said. When it was clear that her husband didn't follow her line of reasoning, she explained, "You made me return all of those other clothes. With the returns, that the purse only cost $100."

He husband wanted to cry. Instead, he asked, "Why in hell do you need three new purses?"

"I only have two," she said.

"How is that two? That's three new purses this month alone," he said.

"I plan on returning one," she said. And then she muttered under her breath, "It's almost as if you don't even want a wife." As if wifedom equaled purses and clothing and spending.

This couple moved not long ago. The husband was packing up the stuff in the bathroom. He boxed up the woman's makeup kit and then, as he continued, he found another one.

"Why do you have two makeup kits?" he asked her.

"Huh," she said. "I didn't know I did."

He continued to pack, and as he did he found another makeup kit. And another.

"Four makeup kits!?!" he said. "Why do you need four makeup kits?"

"I was wondering what had happened to those," said the woman.

Before he was finished packing, he'd found three more makeup kits. In all, he found seven makeup kits in the bathroom. He estimates that they each one contained at least $100 worth of makeup. He figures that now, at least in theory, the woman has a life-time supply of makeup.

The woman doesn't just dress herself in expensive clothing; she also dresses her children in posh outfits. It's as if Baby Gap were created especially for her. It's caused her husband no end of grief to realize that his children have destroyed hundreds (thousands?) of dollars worth of clothing, smothering them with dirt and blood and shit and piss and jelly and soup, tearing them in fights and bike crashes and general childhood antics. I suggested that maybe she could buy her kids' clothes at a thrift store; she wouldn't be caught dead in a thrift store.

I just don't understand the mall-shopping mentality. It's so far removed from my experience. Why pay so much for clothing? And why buy so many clothes? (Okay — I'm treading a fine line with that lost comment. I still have a half-dozen unopened Costco shirts at the bottom of my closet, shirts that won't fit now that I'm losing weight!)

I also don't understand why so many women of my acquaintance spend hundreds of dollars on their hair each year. To what end? Mostly, their hair looks great in its natural state. Yet many women go in once a month — if not more often — to have their hair "sculpted" and tinted. I think that, almost without exception, tinting makes hair look worse, not better. (If you're tinting an unnatural color — like blue or green — then I can understand, but to have your hair tinted dishwater blond? Or grey? Why?)

Obviously, this entire entry can be construed as the pot calling the kettle black. After all, I spend hundreds of dollars every year in a frivolous fashion. I don't spend the money on my hair or my wardrobe; I spend it on books.


Kris and I keep our finances completely separate. This strikes many people as goofy, but it works for us. We never fight about money. (The only time we've ever fought about money was when I wanted to buy a house and she didn't.) Contrary to most relationships, I'm the spender in the family, and even then, I just spend to my limit, not beyond it (though this hasn't always been the case).

On this day at foldedspace.org

2005Cat Pictures   Today this space features photos of my cats. Isn't that what weblogs are all about?

2003Pillows   Which of these images do you prefer?

2002Back in the Saddle   The weather and my free time finally aligned today! I made my first ride of the year. Rides, actually.

Comments
On 01 March 2004 (11:05 AM), pril said:

two words: that's insane. The spending, i mean.. FIVE hundred dollars for a purse? I cringe at $7.96 for a purse. I could pay 5/6 of my rent with the cost of that purse.

Why doesn't the husband just hack up the credit cards?! When is too much too much? What the hell is wrong with people?

yeaaargh!


On 01 March 2004 (11:42 AM), J.D. said:

Okay, okay — I just learned another funny piece of info about his woman. She budgets $14/day for mochas. I wish I had $14/day to budget for books.


On 01 March 2004 (11:57 AM), Tiffany said:

First, Jd, return those un-use Costco shirts, I bet they still have the tags on them. Our Costco will take return for 1 year, they can even look up the receipt if you have lost it.

Second, these comments are based only on your side of the story. This woman if trying to fill a void in her life that she cannot fill with shopping. I suggest therapy to find out what the void is, because the shopping will not stop until she finds out what the void is.


On 01 March 2004 (12:10 PM), Dana said:
JD: Obviously, this entire entry can be construed as the pot calling the kettle black. After all, I spend hundreds of dollars every year in a frivolous fashion. I don't spend the money on my hair or my wardrobe; I spend it on books.

Um, yeah.

Books (and computers, and... well, anything, really) can be destructive when frivolously overindulged.

You put value into what you purchase. So does this woman. I'm not saying she's justified -- in fact, I really agree with Tiffany. She's trying to take something she values (shopping and possessions) and use it to enhance the quality of her life. She needs to figure out what she's trying to overcompensate for, I think. More shopping clearly isn't the answer.

But there is a lot to be said for putting on an outfit and actually feeling good about how you look. Believe me. On the other hand, the most I ever spent on a purse was $40. I can imagine spending more, though. How much does a good backpack cost? It's kind of the same thing, in some ways.

JD: Contrary to most relationships, I'm the spender in the family...

Hmph. I think you need to rephrase this to say "Contrary to the stereotype of most relationships, I'm the spender in the family..."

The products shopped for, and where the shopping gets done, differs, but there are plenty of men who outspend their significant others. Spending money is, alas, not really a gendered process.


On 01 March 2004 (12:13 PM), J.D. said:

I grant that my comment was completely sexist and contrary to my actual experience. Just got on a roll there and couldn't escape the mindset...


On 01 March 2004 (01:10 PM), Denise said:

J.D. - I thought we agreed that you wouldn't discuss my personal life on your weblog! :)

Just kidding, but I did go through a stage in my life where I over-shopped/over-spent. That was a time in my life where I was very depressed and wasn't 'facing the demons' so to speak.

Whoever this woman is, she needs to be careful. Money issues, especially one so severe, can break-up marriages (as I'm sure everyone knows). For example, my Ex was an over-spender when there was no money to spend. That is part of the reason he is now an Ex.


On 01 March 2004 (01:11 PM), Tammy said:

Since I do not have a paying job my husband pays me $40.00 a week. Since last fall I have baby sat a little boy and I get 50 a week for that, bringing my total income to $90.00 a week. With this pittance I buy all my clothes, all the childrens shoes and clothes,all the kids toys other than birthday, all my haircuts and colorings, all my gas, all my Sunday School snacks and supplies, and all my toiletries. I also pay for any day out with the kids that the husband does not attend. For the last three months I have also been helping my daughter pay her rent at the tune of a couple of hundred a month.

My husband pays for the groceries and pays all the bills. I cannot imagine being able to spend money like this lady.

JD I was even taken aback when you posted a while ago how much of your money went on dining out! Hey, I'm not criticizing or anything. I say more power to ya. I wish we could dine out more often. We eat at a restaurant probably once every two or three months!

And really it's not that we're poor. It's basically that my husband is pretty tight fisted when it comes to his money. Sometimes I wish I could spend more!

Why doesn't this husband in your story seperate their finances? Then when she came to the end of her rope it wouldn't be total ruination. Seems to me barring therapy, that wouod be the answer.


On 01 March 2004 (01:11 PM), Denise said:

Oh, one more question: Does this woman ever have garage sales???


On 01 March 2004 (01:39 PM), Jeremy Gingerich said:

I tend to overspend as well. Take last night for example. My wife bought me tickets to Beethoven's Ninth Symphony for Christmas (anyone who can go tonight at 8 pm should - this show is worth whatever money it would cost you - if any tickets are still available) and we went. Prior to the concert we went to Portland City Grill. Jennifer took the high road and ordered two items from the happy hour menu. One item was $1.95 the other $3.95. Granted she was not very hungry. I, however, facing the prospect of some of the best sushi in Portland ordered about $35 dollars worth of sushi. God, it was GREAT! Couldn't I have been just as happy with the happy hour menu and just settled for several items between $1.95 and $3.95? No. We also NEEDED drinks. $7.50 for a Cosmopolotin for Jenn, $7.50 for a Martini for me. A half bottle of champagne followed for $7.50. Then the least expensive full bottle at $26.00. What the hell is wrong with me?? Do I need therapy? The story is not over yet. After the concert we went for drinks at the Heathman (an old hangout of ours) and Jenn ordered a Cappaccino for $5.00. I HAD to have the 18 year old Macallan for $16.50 (I did exercise some restraint the 25 year Macallan was $25.00 - by the way Scotch is servered in just larger that 1 ounce portions). None of this included the tips for the wait staff. Shit. I got to get it under control. I must say we had a great evening.


On 01 March 2004 (02:46 PM), Jeff said:

I am a saver by nature, but I usually make rather large impulse purchases.

My wife is a $5 here, $10 there; Oh my gosh I spent $200! kind of spender.

We both spend more than we should on vacations and travelling, but now that the big 10th anniversery cruise is out of the way, we hope to get things back under control.


On 01 March 2004 (03:32 PM), Joel said:

Since this was our first full year paying a mortgage, we were unsure how much tax to withold. Consequently, a giant interest-free loan was granted to the U.S. Gov't with which to wage war and bust potheads (among other things). Would we have saved as much money if we'd had it coming up front? Would I have worked as many weekends, re-used as many zip-lock bags? Saving money can give me a real boost; buying things, however, often results in disappointment and an almost nauseous feeling of being cheated.


On 01 March 2004 (03:33 PM), Joel said:

I wasn't trying to sound sanctimonious, by the by, I blow money on all kinds of crap. You should see the library fines I rack up.


On 01 March 2004 (03:44 PM), J.D. Roth said:

Joel, Kris and I have been granting the government large interest free loans for a decade. This year, we loaned them $4000. This makes many people tense. It's their money, and they don't want the government to have it, even for a little bit. Personally, I don't mind. I feel like I'm helping just a little bit (though I don't care to help the Bush regime, really). And, as you mention, it's like a forces savings plan. In recent years, it's become fun to be able to buy something big (my g5, a new bike) or to plan on some major togetherness thing (a cruise, remodeling the house) with our tax refund. We like tax refunds so much that we're both over-withheld. Some years, I even have an extra $100/month taken out of my paycheck, just so I can have an extra $1000 at the end of the year...


On 01 March 2004 (03:51 PM), tammy said:

Spwaking of libray fines; our library has just started charging a quarter a day for books not returned on time. A couple of days ago I had a book that was three days overdue. I told Shelly I needed to stop by the library. She was with me and was in a hurry and not to happy about it. She demanded to know why I had to stop right then. I explained that it would be another quarter if I waited. She looked at me and in all serious said, "Mom, you're joking!" I said, "NO, really it's a quarter a day!" She says, " No mom that's not what I mean. I mean are you really going to stop at the library to keep from paying just 25 cents more?" I was horrified at my daughter. How did I raise her not to respect the value of a quarter? So was I overeacting? Maybe it's not such a big thing but to me a quarter is a lot of money!


On 01 March 2004 (03:57 PM), Mom (Sue) said:

I've been there on all sides of the spending equation. I know what it's like to get it in my head that I have to have something, especially when paying with a credit card, and to overspend.

Back when you kids were young, we didn't have easy access to credit, BTW, so I often wound up playing games with the bank, writing out "rubber" with the knowledge that it would take a few days for all the checks to get back to the bank. This was not a popular way of operating in our household, but it ended after I took accounting courses and worked out of the house and then I got it mostly under control.

Now check-kiting isn't as common, I don't suppose, due to the easy access to credit. Within the years before Steve died, we were just starting to use credit cards a lot, and he would acquiesce but made the comment more than once, "You'll have to pay them off after I die." Now, that was a sobering thought, but in my mind, we were enjoying the time we had together by putting the cost of some of our recreational activities together on his and my credit cards (we did have separate ones -- something I thought was important so that I had established credit by the time I would be on my own) and I still don't regret that. Yes, I paid them off after he died, but without any bit of regret. Now, however, it is just me, and the buck stops here. When I charge, I'm the one who has to face the credit card bills. There have been times when I've been glad for the fact that I didn't have to account to anyone else for them, but I have also had to face up to the interest amounts I have paid. I got my credit card paid off about a year ago and it was a great feeling. Lately I have been spending a bit more on it, but I don't feel like I'm at all out of control. I should be able to pay it off in a couple of months, most likely.

I think the couple described would be wise to look at their goals and whether they are on the path to accomplishing them or not. I wouldn't recommend that the woman dress in rags when she is working where her appearance is noticed -- certainly she needs some good work clothes. But it sounds like she has plenty for now. I, too, have a hard time conceiving of spending $500.00 on a purse. I could never do that. I know that buying a $20.00 item that lasts maybe a month isn't smart, but at that rate, I would expect the purse to last me the rest of my life.


On 01 March 2004 (04:15 PM), Lynn said:

I spend too much money buying books, renting movies, and getting my hair done. My hair dresser gets $125 out of me every 6 weeks. But it is one of the few things on which I splurge, and frankly, I think I'm worth it.
Having said that, I am usually a penny-pincher, (to which Denise will attest). I love garage sales and thrift-stores and the 75% off rack. If I don't get some sort of deal on it, I usually don't buy it. I hate to pay full price. But I have to say, Tammy, your frugality is most impressive. I'd love to observe your shopping habits, I think I could learn a few things.
And Denise, my first thought was whether or not this woman ever had garage sales! Good call!


On 01 March 2004 (05:03 PM), MightyLambchop said:

My boyfriend gets mad at me for spending at my work. I only buy clearance items, shop maybe every three months and I get an employee discount. I never buy anything at work that's priced over five dollars. (It's mainly pants since I'm "encouraged" to wear the company's clothes at work.)I spend maybe twenty bucks every couple of months.

I still shop at thrift stores since I can find clothes that were once sold at my place of business.
I'm the tightwad, he's the brand name snob.


On 02 March 2004 (08:20 AM), Courtney said:

Hey, Jeremy, I saw you and Jennifer at the symphony Sunday night. I noticed you coming in but didn't see you after the show. It was amazing, wasn't it?!!

Regarding the dialogue on spending, I learned a great tip recently: when shopping and tempted by sale items, ask yourself, "Would I pay full price for this?" Sometimes I'm tempted by something just because it's on sale. When I ask myself this question, the answer is usually "no" and I save myself the trouble and debt. It's an especially useful exercise at places like Costco.

I'm also a believer in a couple having their own checking accounts. Andrew and I have a joint account that we use to pay the bills, groceries, etc. We also have individual accounts that we can spend however we wish. That way we can support our own spending habits without getting into arguments about what's frivolous spending and what isn't.

I agree that when someone overspends (i.e. spends distructively like the "purse lady"), this is a symptom of a bigger problem. It's not much different than drinking heavily or gambling. It's a way to "self-soothe" when something's missing in one's life. (There are also cases, such as bi-polarism, when one overspends in a manic phase - or overeats, overindulges in sexual activity or exemplifies other harmful behaviors.)


On 02 March 2004 (05:32 PM), Jeremy Gingerich said:

Courtney, I am really sorry we missed you! Yes it was a great concert. Tell Andrew Hi!


On 03 March 2004 (10:31 AM), Amanda said:

Like Lynn, one of my very few indulgences is spending $150 on my hair every 8 weeks and yes, I'm worth it. I like the way it makes me feel and the way it makes me look and the way it makes my hair so easy to manage.

Other than that, I think it near extravagant to spend $300 on clothes every six months or year. But sometimes one must give in and shop for clothes. (Really. I'm not a shopping girl.)


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